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Joseph A. Carpenter

(814) 534-4445

Team

We believe our teamwork approach adds a broader perspective to all we do and provides increased benefits to our clients.

Our team of financial professionals can help you address:

  • Investing principles and strategies*
  • Retirement investing and distribution strategies*
  • Estate conservation issues
  • Risk management*

We also can answer your questions, including:

  • How can I maximize my Social Security?
  • When can I retire?
  • Can I retire early?*
  • Are my investments working hard enough?*
  • What’s the best approach for college savings?*
  • What are the elements of a sound estate strategy?
  • Do I have enough life insurance for my family?

Our experienced professionals have helped many people just like you with similar issues and concerns. We specialize in creating an approach that is designed to address your individual situation.


*These services are offered by Joseph Carpenter through his affiliation with HD Vest. 



 
For over 27 years Joseph A. Carpenter has advised clients in the Greater Johnstown area. Carpenter Financial Services began with Joe’s father Samuel C. Carpenter, 60 years ago, when he established the business as a CPA firm. When Joe...

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Heather L. McClelland

Executive Assistant

Heather L. McClelland, Joe’s Executive Assistant since 2000, is responsible for the quality and timeliness of our client service performance. She is a registered Representative of H.D. Vest Investment Services and is insurance licensed...

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Christiana J. Sekerak

Administrative Assistant

Christiana J. Sekerak is the team’s Administrative Assistant. Christiana works closely with Joe and his team to ensure that the behind the scenes work is running smoothly. Christiana heads the office paperless system and is responsible...

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Lisa A. Wirfel

Financial Services Analyst

Lisa A. Wirfel is our team's Financial Services Analyst. She examines and executes client retirement plans, facilitates client operations, and processes applications. Lisa is a graduate of the University of Pittsburgh at Johnstown...

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Renee N. Graham

Client Relations Coordinator and Marketing Director

Renee N. Graham is our teams Client Relations Coordinator and Marketing Director. Her primary goal is to ensure each of Joe’s clients have a rewarding experience in all their interactions with Carpenter Financial Services. She is...

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Victoria L. Reese

Financial Analyst Intern

Victoria L. Reese is a Financial Analyst Intern for the Carpenter Financial Services team. She focuses on day-to-day activities, updating client data, and maintains online marketing accounts. Tori studies accounting at the University...

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