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Joseph A. Carpenter

(814) 534-4445

The Cost of Procrastination When Special Care Is Needed: The Special Needs Trust Consider These 3 Things Before Driving Off the Lot Can Election Results Predict the Market?
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Our Mission

Our mission at Carpenter Financial Services is making sure our clients are prepared for an enjoyable, comfortable retirement. We equip our clients with the right financial tools to help balance the risks with the rewards. Offering smart strategies with real solutions we listen to our clients to help them pursue their retirement goals. 

 

Our Firm History

For over 25 years Joseph A. Carpenter has advised clients in the Greater Johnstown area. 

Carpenter Financial Services began with Joe’s father Samuel C. Carpenter, over 60 years ago, when he established the business as an accounting firm.

When Joe and his brothers began working at the family business they quickly realized that there was a lack of information for clients who were looking for an entire wealth management experience. This gap caused our clients to have to seek advice from multiple professionals and was a confusing process for all involved. 

To better serve our clients Joe and his brothers expanded into the practice we have today of a wealth management company that offers customized comprehensive financial planning services.

Investment and financial planning services are offered by Joseph Carpenter through his affiliation with HD Vest.

Helpful Content

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Ascertaining the value of your business is important for a variety of reasons.

 

What Is a Stretch IRA?

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With a few simple inputs you can estimate how much of a mortgage you may be able to obtain.

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Use this calculator to estimate your net worth by adding up your assets and subtracting your liabilities.

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Estimate how many years you may need retirement assets or how long to provide income to a surviving spouse or children.

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Long-Term-Care Protection Strategies

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Using smart management to get more of what you want and free up assets to invest.

5 Smart Investing Strategies

There are some smart strategies that may help you pursue your investment objectives

An Inside Look at Retirement Living

A number of questions and concerns need to be addressed to help you better prepare for retirement living.

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Retirement Redefined

Around the country, attitudes about retirement are shifting.

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Suddenly Single: 3 Steps to Take Now

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The Good Ship IPO

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When Special Care Is Needed: The Special Needs Trust

A special needs trust helps care for a special needs child when you’re gone.

Will You Pay the AMT?

Despite recent tax-law changes, many Americans are expected to pay the AMT this year.

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